Partner with Merchant Capital
for seamless, short-term financing

Empowering Dental Professionals with Flexible Funding Solutions


Henry Schein has partnered with Merchant Capital, an alternative working capital provider, to offer you the financial support you need to grow your dental practice.
Their innovative funding solutions are tailored to meet the unique needs of dental professionals, ensuring you can maintain optimal stock levels, upgrade your equipment, and manage cash flow seamlessly.


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Medical Practice Finance

Tailored for Your Practice.


Traditional lending often fails to address the unique needs of medical professionals. Merchant Capital’s Medical Practice Finance offers flexible repayments that align with your cash flow, whether you process medical aid claims or run a cash practice.


  • Flexible Repayments: Repay based on your practice's income.
  • Trusted Partners: Backed by Discovery Health and Altron HealthTech.
  • Pay-As-You-Practice: Repayments align with your turnover, ensuring they never exceed your income.

Stock Advance

Keep Your Shelves Stocked.


Holding the right stock levels is crucial for meeting customer demand and increasing revenue. Merchant Capital’s Stock Advance provides the funding you need to purchase inventory with terms that match your purchasing cycles.

  • Bulk Discounts: Take advantage of bulk purchase discounts.
  • Market Adaptability: Respond to sudden demand changes.
  • Ideal Stock Levels: Maintain optimal stock levels without capital constraints.
  • Short-Term Financing: Includes a payment holiday and flexible repayment terms.

Shari’ah-Compliant Advance

Faith-Aligned Financing.


Merchant Capital understands the importance of aligning financial solutions with your faith. Their Shari’ah-Compliant Advance is designed for entrepreneurs who wish to grow their businesses ethically.

  • Certified by Standard Bank Shari'ah Banking: Structured on Wakala principles.
  • Flexible Funding: Access funds within 48 hours with minimal paperwork.
  • Versatile Use: Use it for inventory, renovations, marketing, and more.

Why Choose Merchant Capital?


Quick and Easy Application


Simple online application process.

Flexible Repayments


Tailored to suit your business needs.

Expert Support


Speak to Merchant Capital’s consultants to find the best solution for your practice.


Testimonials

The process was incredibly smooth and pleasant, and I couldn't believe I got the finance that quickly! Traditionally I've used banks for loans, bur this wasn't sustainable and Merchant Capital's medical finance proved to be the perfect solution. The fact that it was Shari'ah Certified was just the cherry on top.

Medical Othotist and Prosthetist, Cape Town
I discovered Merchant Capital through their close affiliation with Discovery Health. Merchant Capital's approach to lending is way beyond the norms of cliched banking. Their partnership with Discovery minimized the need to provide documentation and within 48 hours the cash was in my account. It was that easy!
General Practitioner, Johannesburg

Frequently Asked Questions


It takes 24 – 48 hours to assess the amount of funding you could access! They can start
processing your application as soon as you provide the information required to apply.

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